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How To Shopping Online : Search for the lock
Never buy anything online with your credit card from a site that does not have a Secure Socket Layer (SSL) encryption installed. You know if the site has SSL, because the site URL starts with HTTPS, not just HTTP. A locked padlock symbol () is usually displayed to the left of the URL in the address bar or in the status bar at the bottom. depends on your browser.
HTTPS is now standard on non-commercial websites, so Google Chrome marks every page without the extra "unsafe" S. A site without even more has to stand out.
How To Shopping Online : Do not exceed
No e-tailer for online shopping needs your social security number or birthday to do business. However, if the scammers receive you and your credit card number, they can cause a lot of damage. The more scammers know, the easier it is to steal your identity. If possible, do not provide as much personal information as possible. The most important websites are also injured.
How To Shopping Online : Check the explanation regularly
Do not wait until the bill arrives at the end of the month. Go online regularly during the Christmas holidays and consult the electronic statements of your credit card, debit card and checking accounts. Look for fraudulent accusations, including from payment sites such as PayPal and Venmo. (After all, there is more than one way to get your money.)
By the way, you absolutely have to buy online with a credit card. If your bank card is compromised, scammers have direct access to your bank balances. Every seller who wants a different type of payment, such as cable money, is a big red flag. The Fair Credit Billing Act guarantees that you are only liable for fraud for fees up to $ 50 that you have not authorized. There are protective measures even if you are not satisfied with a purchase.
If you notice an error, call the phone to resolve the issue quickly. Only pay the bill for credit cards if you know that all your costs are correct. However, you have 30 days to notify the bank or card issuer of the problems. later you may still be responsible for the costs.