Shark Rocket Ultra-Light with TruePet Mini Motorized Brush and 15-foot Power Cord Hand Vacuum (HV292), Maroon Review
Tip For Shopping Online : Shop on a trusted website
Expect a record of this year's online holiday spending. However, shopping for an IRL has one advantage. You can usually verify that your business and inventory exist. On the web, some businesses are made by people who only need credit card information or other personal information. To play safely, consider doing online business only with retailers that you have previously trusted and shopped.
Did you find the perfect gift on an unfamiliar website? Defeat your detective skills whenever you want to buy something from a new merchant. Does your company follow social media? What does that customer review say? Do you have a history of fraud reports or complaints from the Better Business Bureau? Contact your business and go one step further. If you do not have an email address, phone number, or physical store address, you may be a fake company.
Please note the minimum price
Black Friday, Cyber Monday, and other large-scale sales have become a holiday shopping tradition. But if your website offers something that looks too good, you probably do. Compare product prices and photos on similar websites. The lowest price may be a red flag indicating that the company does not stock these items. Websites may exist only to obtain personal information.
Avoid public Wi-Fi
You may want to go to a coffee shop while shopping and drink a cup of Joe. Please note that Wi-Fi networks use public radio waves. With a little technical know-how and a Wi-Fi password that can be used free of charge at your favorite cafe, someone can intercept the data being sent and received over free public Wi-Fi. Online shopping usually means providing information that the ID thief wants to obtain, such as name and credit card information. Conclusion: Shopping online or logging into any website is never a good idea when connected to public Wi-Fi.
Can you resist the appeal of online shopping while still drinking peppermint tortoise? If you need to shop online on public Wi-Fi, consider installing and using a VPN (short for “Virtual Private Network”) on all mobile devices and computers before connecting to a Wi-Fi network please. VPN creates an encrypted connection between a smartphone and a computer and a VPN server. Think of it as a secure tunnel through which Internet traffic passes while browsing the web. This makes it easier to intercept data by nearby hackers.
Create a strong password
If someone knows your account password, you can log in, change your shipping address, and place an order while sticking to your invoice. Lock your account with a strong password to keep your account secure. Not possible with “Santa123”.
Check website security
A small lock icon in the corner of the URL bar indicates that privacy protection is installed on the current web page. The URL starts with “https”. These websites usually mask the data they share on pages that require passwords or financial information. If you don't see "s" after that lock or "http", the web page is not secure. Because these pages do not have privacy protection, we recommend that you exercise caution before providing credit card information on these sites.
Watch out for email scams
Sometimes something in your e-mail box can make you want to go on vacation. For example, it could be tempting to open an e-mail that promises a "special offer". But that offer could be special in a negative way. Clicking on emails from unknown senders and unrecognizable sellers could infect your computer with viruses and malware. It's better to play it safe. Eliminate them, don't click on any links and don't open attachments from people or companies you're not familiar with.
Don't give too much information
No shopping site will ever need your social security number. If you are asked for personal details, call customer service and ask if you can provide other identifying information. Or simply go away and find a website that is better known and more accommodating for your purchases.
Pay with a credit card
Attention, holiday buyers: usually you get the best liability protection - online and offline - when using a credit card. Here because.
If someone accumulates unauthorized charges on your credit card, federal regulations state that you will not have to pay while the card company investigates. Most major credit cards offer a $ 0 liability for fraudulent purchases.
Please note that your liability for unauthorized debits on your debit card is limited to $ 50, if you present it within two business days. But if someone uses your account and does not report the theft, after 60 days you may not be reimbursed at all.
You can also try a virtual credit card. Some banks offer this elegant tool that acts like an online version of your card. With a virtual credit card, the issuer will randomly generate a number linked to your account and you can use it anywhere online and choose when the number expires. It may be better to generate a new number every time you buy something online or when you buy with a new dealer. Anyone trying to use that number will be unlucky.
Check your statements
Solid holiday purchases can add pages to your credit card statements. Check your statements for fraudulent charges at least once a week or set up account alerts. When you receive an SMS or an email about a charge, you can check the message and probably remember it easily if you have made the charge.
Pay attention to the details
Christmas holidays are a busy time, but it is smart to stay organized. After making the purchase, keep the receipt, the order confirmation number and the postal tracking number in a safe place. In case of problems with the order, this information will help the merchant to solve the problem.
Act if you do not receive your goods
Call the merchant and provide the details shown in Tip 12. If the merchant turns out to be fake or simply useless, your credit card provider can help you solve the problem. Often, they can remove the charge from your statement.
Report the company
This is not the time for holiday joy. If you suspect that the business activity is false, inform your credit card company about the charge and close your account. Submit a claim to the US Federal Trade Commission. FTC offers an identity theft recovery plan if necessary.
Take a resolution
It is smart to practice secure online shopping during the holidays. But the Christmas holidays don't last forever. Make a decision for the new year to shop safely online throughout the year.