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Retailing online has made shopping easier than ever, but it has also increased the likelihood that your personal information will fall into the wrong hands. The safety of online shopping is increasing with the pace of online sales. However, the necessary precautions must be taken to protect personal data.
How to Shop Online Safely : Keeping your data
Use an online anti-fraud credit card. Many cards return money if you are deceived. Contact your bank or credit card provider to see if your card provides such protection. If not, try finding one that offers insurance for online shopping.
Some banks offer unique credit card numbers. They can only be used for purchase; therefore, even if your data is in danger, it cannot be reused. Ask your bank if this is an option.
Include purchase information. Always note the time, date, receipt number and order confirmation after purchase. If it is not possible to print the discount, take a screen shot as proof of purchase.
Check your applications regularly. Check your credit and debit card statements regularly during online purchases. Pay attention to suspicious payments and verify payments based on your information. If something is suspicious, immediately call your bank or credit card company. Shop with your credit card whenever possible. Your bank will be easier to recover fraudulent purchases than purchases made with a credit card.
Never provide excessive information. Online purchases require only your credit card details, address and phone number. If the site also requires your social security number, be suspicious. This information can be used to steal your identity and is not required with an online purchase.
Check for malware. Malicious downloads via the Internet can track keystrokes and retrieve information about your account, even from secure websites. Download programs like Ad-Aware for malware. Do not download information from sites that you do not know. Be careful when clicking on links in viral emails.
Also regularly update your operating system. Sometimes operating system updates provide important protection against security threats.
Use complex passwords. If your passwords are not designed correctly, the hacker can guess and use the saved account information to order products. Try using different passwords for each site and avoid common words.
This also applies to initializing passwords for computers and mobile phones. If your information is stored on your equipment, someone who uses your phone or computer may use it to make purchases. Make sure that all equipment is password protected and go to the security screen if it is not monitored for several minutes.
Avoid public purchases. Do not buy anything on public computers, even libraries. In this case, your personal information will be stored, to which other people have access. Be careful when shopping with a laptop in a public place. Some may see that you are entering your details or may receive information from a shared Wi-Fi connection.
If a public purchase is required, using cellular data is safer than a public Wi-Fi connection. Think about downloading the app from the store for purchases.